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Last Updated : 216 Days ago
1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON, Franklin

1052 Rat Bay Rd 109-7 Road, Lake of Bays MLS Number: X12017497

Franklin, Lake of Bays, Muskoka, ON, P1H 2J6

$38,900

Status:

  • 2+ Beds
  • 2 Baths
  • Area : 900-999 sqft
  • Property Type: Residential Condo & Other (Other)
  • Property Taxes : $0.0 (Tax Year:2026)
  • Listing Courtesy : Chestnut Park Real Estate

1052 Rat Bay Rd 109-7 Road Property Description

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

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1052 Rat Bay Rd 109-7 Road Property Facts

Property Type :Residential Condo & Other
MLS Number :X12017497
Listing Type :Sale
Property Age :16-30 Years
Possession Date :
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Last Updated :16 Feb, 2026 (216 Days ago)
Source :Toronto Regional Real Estate Board
Area :Muskoka
Postal Code : P1H 2J6
1052 Rat Bay Rd 109-7 Road Amenities

Carbon Monoxide detector, smoke detector, dishwasher, all furnishings as part of the fractional ownership, propane gas oven/range, microwave, refrigerator, stove, hot water tank, window coverings

Communal Waterfront Area
Tennis Court
Shared Beach
Indoor Pool

1052 Rat Bay Rd 109-7 Road Property Price & Tax Insights

Price : $38,900
Property Taxes :$0.0
Maintenance Fees :$427.25/month
Tax Year :2026

1052 Rat Bay Rd 109-7 Road, Lake of Bays Property Details

Bedrooms :2 +
No. of Rooms :7
Heating :Baseboard
Cross Street :South Portage Rd and Rat Bay Rd
Bathrooms :2
Fuel :Electric
Approx Square Footage :900-999 sqft
Fireplace/Stove :No
Dimensions 7
Living Room :4.19 m x 3.05 m
Kitchen :2.46 m x 3.23 m
Bedroom 2 :3.12 m x 3.33 m
Bathroom :3.02 m x 1.83 m
Dining Room :3.35 m x 3.23 m
Primary Bedroom :4.09 m x 3.33 m
Bathroom :2.08 m x 1.98 m

Exterior Information

Exterior Finish :Wood
Building Insurance :Yes
Parking Space :5
Basement :No
Pets :No
Laundry :Laundry Closet

1052 Rat Bay Rd 109-7 Road, Lake of Bays - Price History

2026-02

16 Feb, 2026

TREB #X12017497

Price Change

$38900.0

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1052 Rat Bay Rd 109-7 Road - Location Map and Landmarks

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