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Houses for Sale in Lake of Bays ON Under $500K

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Are you looking for houses under $500k for sale in Lake of Bays ON? Square Yards Canada offers a wide selection of properties that cater to various budgets in Lake of Bays. Browse through detailed listings with HD images and guides to find the ideal property that fits your budget and preferences in Lake of Bays. Whether you’re looking to buy houses under under $500k in Lake of Bays ON for residential living or as investment opportunities, our listings allow you to filter by amenities, property age, number of bedrooms and much more. Explore a diverse range of Lake of Bays houses for sale under under $500k, including freehold homes, condos, and commercial properties.

Last Updated: December 15, 2025

41 Photos

1052 RAT BAY Road, Muskoka, ON , MLS #X12107211 , Image - 1

Unit-116-1, 1052 RAT BAY Road Franklin, Lake of Bays, Muskoka, ON MLS® X12107211

Residential Condo & Other (Other)

$40000.0

2 +0 Beds
2 Baths
900-999 sq-ft

BONUS! Maintenance fees for 2026 included in price!! This effectively reduces the price by $5,127!! This FRACTIONAL ownership resort has almost 50 acr

26 Photos

1052 Rat Bay 105-8 Road, Muskoka, ON , MLS #X12019460 , Image - 1

1052 Rat Bay 105-8 Road Franklin, Lake of Bays, Muskoka, ON MLS® X12019460

Residential Condo & Other (Other)

$16000.0

Price drop by 19.6%

2 Beds
1 Baths
600-699 sq-ft

Fractional Ownership is an affordable way to own property in Muskoka. Fractional ownership means that you would own 1/10th of the cottage plus a share

9 Photos

Lot 2 Tally-Ho Winter Park Road, Muskoka, ON , MLS #X12579636 , Image - 1

Lot 2 Tally-Ho Winter Park Road Sinclair, Lake of Bays, Muskoka, ON MLS® X12579636

Residential Freehold (Vacant Land)

$199900.0

< 700 sq-ft

Newly created building lot with the entrance/driveway install and approved. The lot is located on Tally Ho Winter Park Road, a paved road year round m

9 Photos

Lot 1 Tally-Ho Winter Park Road, Muskoka, ON , MLS #X12579626 , Image - 1

Lot 1 Tally-Ho Winter Park Road Sinclair, Lake of Bays, Muskoka, ON MLS® X12579626

Residential Freehold (Vacant Land)

$199900.0

< 700 sq-ft

Newly created residential building lot with the entrance/driveway installed and approved. The lot is located on Tally Ho Winter Park Road, a paved roa

28 Photos

1020 BIRCH GLEN Road, Muskoka, ON , MLS #X12045273 , Image - 1

Unit-V 14 W 3, 1020 BIRCH GLEN Road Mclean, Lake of Bays, Muskoka, ON MLS® X12045273

Residential Freehold (Att/Row/Townhouse)

$129900.0

3 +0 Beds
3 Baths
1500-2000 sq-ft

LANDSCAPES is a luxury fractional ownership resort located in Baysville, the gateway to Lake of Bays, Muskoka's second-largest lake. This is your chan

32 Photos

1022 Upper Walker Lake Road, Muskoka, ON , MLS #X12527114 , Image - 1

1022 Upper Walker Lake Road Sinclair, Lake of Bays, Muskoka, ON MLS® X12527114

Residential Freehold (Detached)

$479000.0

3 Beds
1 Baths
< 700 sq-ft

Turnkey 3-bedroom, 1-bath home on 2.5 acres in the highly sought-after Limberlost area, surrounded by natural beauty and endless recreation.The home o

19 Photos

1028 Ronville Road, Muskoka, ON , MLS #X12498840 , Image - 1

1028 Ronville Road Franklin, Lake of Bays, Muskoka, ON MLS® X12498840

Residential Freehold (Detached)

$459000.0

1100-1500 sq-ft

Privacy and acreage in Muskoka! Explore the ideal 11.47-acre lot, perfect for building your dream home or reno the shop to a home, just minutes from D

34 Photos

1667 Paint Lake Road, Muskoka, ON , MLS #X12150764 , Image - 1

1667 Paint Lake Road Ridout, Lake of Bays, Muskoka, ON MLS® X12150764

Residential Freehold (Detached)

$449900.0

Price drop by 6.3%

3 Beds
1 Baths
1500-2000 sq-ft

What a fabulous spot to enjoy your cabin in the woods. This 2-storey year-round home / cottage offers what so many people are looking for when they wa

5 Photos

2818 Highway 60 Highway, Muskoka, ON , MLS #X12207533 , Image - 1

2818 Highway 60 Highway Franklin, Lake of Bays, Muskoka, ON MLS® X12207533

Residential Freehold (Vacant Land)

$59900.0

Price drop by 25.0%

Rural residential vacant lot located close to Lake of Bays, Algonquin Park and the famous Dwight public beach! This .3 of an acre lot offers 72' of fr

2 Photos

2750 Muskoka 117 Road, Muskoka, ON , MLS #X12066404 , Image - 1

2750 Muskoka 117 Road Mclean, Lake of Bays, Muskoka, ON MLS® X12066404

Residential Freehold (Vacant Land)

$299900.0

Price drop by 14.1%

< 700 sq-ft

Just outside the town limits of Baysville, this beautiful 2.58-acre vacant lot offers the perfect setting for your dream home or cottage retreat. Well

17 Photos

LOT 5 FAIRY FALLS Road, Muskoka, ON , MLS #X10436952 , Image - 1

LOT 5 FAIRY FALLS Road Mclean, Lake of Bays, Muskoka, ON MLS® X10436952

Residential Freehold (Vacant Land)

$265000.0

Price drop by 11.6%

Imagine a serene canvas awaiting you in Baysville - a 5 acre dreamscape on a quiet, dead end, street. This newly created vacant lot, embraced by natu

39 Photos

1438 Echo Lake Road, Muskoka, ON , MLS #X12211936 , Image - 1

1438 Echo Lake Road Mclean, Lake of Bays, Muskoka, ON MLS® X12211936

Residential Freehold (Other)

$385000.0

2 Beds
1 Baths
< 700 sq-ft

Charming Lakeside Retreat on Echo Lake Rd, Baysville (Muskoka). A Hidden Gem Just 2 Hours from Toronto/GTA. Discover the perfect blend of serenity, ad

9 Photos

1020 Birch Glen Road, Muskoka, ON , MLS #X12131482 , Image - 1

Unit-V 16 W 6, 1020 Birch Glen Road Mclean, Lake of Bays, Muskoka, ON MLS® X12131482

Residential Freehold (Other)

$124900.0

2 +0 Beds
3 Baths
1500-2000 sq-ft

Own your Muskoka getaway in Villa 16 at The Landscapes with Week 6 every year typically early February perfect for winter adventures and cozy firesi

20 Photos

1052 Rat Bay Rd 109-1 Road, Muskoka, ON , MLS #X12092857 , Image - 1

1052 Rat Bay Rd 109-1 Road Franklin, Lake of Bays, Muskoka, ON MLS® X12092857

Residential Condo & Other (Other)

$40000.0

2 Beds
2 Baths
900-999 sq-ft

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NO

4 Photos

0 Dwight Beach Road, Muskoka, ON , MLS #X12092501 , Image - 1

0 Dwight Beach Road Franklin, Lake of Bays, Muskoka, ON MLS® X12092501

Residential Freehold (Vacant Land)

$385000.0

Price drop by 3.5%

< 700 sq-ft

For more info on this property, please click the Brochure button. 2-Acre Wooded Lot in the Village of Dwight Beach! A rare opportunity to own just un

19 Photos

1052 Rat Bay Road, Muskoka, ON , MLS #X12061479 , Image - 1

Unit-111-8, 1052 Rat Bay Road Franklin, Lake of Bays, Muskoka, ON MLS® X12061479

Residential Condo & Other (Other)

$39900.0

2 Beds
2 Baths
900-999 sq-ft

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (yo

32 Photos

1052 Rat Bay Road, Muskoka, ON , MLS #X12053068 , Image - 1

Unit-111-2, 1052 Rat Bay Road Franklin, Lake of Bays, Muskoka, ON MLS® X12053068

Residential Condo & Other (Other)

$44500.0

900-999 sq-ft

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (yo

3 Photos

PCL 20438 & 29803 Upper Walker Lake Rd Road, Muskoka, ON , MLS #X12039113 , Image - 1

PCL 20438 & 29803 Upper Walker Lake Rd Road Sinclair, Lake of Bays, Muskoka, ON MLS® X12039113

Residential Freehold (Vacant Land)

$249000.0

< 700 sq-ft

Beautiful, gently sloping lot on a quiet road near pristine Walker Lake. This is a beautiful area to enjoy nature and lakes while still being a short

32 Photos

1052 Rat Bay 102-1 Road, Muskoka, ON , MLS #X12022452 , Image - 1

1052 Rat Bay 102-1 Road Franklin, Lake of Bays, Muskoka, ON MLS® X12022452

Residential Condo & Other (Other)

$17000.0

2 Beds
1 Baths
600-699 sq-ft

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NO

30 Photos

1052 Rat Bay Rd 109-7 Road, Muskoka, ON , MLS #X12017497 , Image - 1

1052 Rat Bay Rd 109-7 Road Franklin, Lake of Bays, Muskoka, ON MLS® X12017497

Residential Condo & Other (Other)

$44900.0

Price drop by 10.0%

2 Beds
2 Baths
900-999 sq-ft

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300

14 Photos

1020 Birch Glen Road, Muskoka, ON , MLS #X11898735 , Image - 1

Unit-Villa16, 1020 Birch Glen Road Mclean, Lake of Bays, Muskoka, ON MLS® X11898735

Residential Condo & Other (Co-Ownership Apartment)

$124899.0

2 Beds
3 Baths
1800-1999 sq-ft

Don't be reasonable, just make an offer! Everything will this be SERIOUSLY reviewed and considered, this is your time to shine! Be the superstar famil

40 Photos

1052 RAT BAY Road, Muskoka, ON , MLS #X10898413 , Image - 1

Unit-108-8, 1052 RAT BAY Road Franklin, Lake of Bays, Muskoka, ON MLS® X10898413

Residential Condo & Other (Other)

$39900.0

Price drop by 35.6%

2 +0 Beds
1 Baths
900-999 sq-ft

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners you will own a 1/10th share of the cottage (your Interval w

40 Photos

1052 RAT BAY Road, Muskoka, ON , MLS #X10898321 , Image - 1

Unit-116-2, 1052 RAT BAY Road Franklin, Lake of Bays, Muskoka, ON MLS® X10898321

Residential Condo & Other (Other)

$51000.0

2 +0 Beds
2 Baths
900-999 sq-ft

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is no

14 Photos

1052 RAT BAY Road, Muskoka, ON , MLS #X10897914 , Image - 1

Unit-118-3, 1052 RAT BAY Road Franklin, Lake of Bays, Muskoka, ON MLS® X10897914

Residential Condo & Other (Other)

$42500.0

Price drop by 13.1%

2 +0 Beds
2 Baths
900-999 sq-ft

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is no

18 Photos

22382 Highway 35 Highway, Muskoka, ON , MLS #X12383818 , Image - 1

22382 Highway 35 Highway Ridout, Lake of Bays, Muskoka, ON MLS® X12383818

Residential Freehold (Vacant Land)

$230000.0

5000 + sq-ft

The property offers strong revenue potential, with the possibility of installing multiple billboards to generate passive income. Located at the prime

19 Photos

1083 Fairy Falls Road, Muskoka, ON , MLS #40750802 , Image - 1

1083 Fairy Falls Road Lake Of Bays, Muskoka, ON MLS® 40750802

Residential (Single Family Residence)

$419900

2 Beds
1 Baths
1250 sq-ft

This is your chance to own nearly 2 acres of crystal clear waterfront in Muskoka! This wide gently sloping lot has exceptional privacy with mature tow

7 Photos

1651 Portage Road, Muskoka, ON , MLS #40653251 , Image - 1

1651 Portage Road Lake Of Bays, Muskoka, ON MLS® 40653251

Land (Commercial)

$350000

For more information click the brochure button below. Transform your dreams into reality with this versatile 2.21-acre lot that opens up a world of op

39 Photos

1052 RAT BAY Road, Muskoka, ON , MLS #X10900313 , Image - 1

Unit-107-9, 1052 RAT BAY Road Franklin, Lake of Bays, Muskoka, ON MLS® X10900313

Residential Condo & Other (Other)

$35000.0

Price drop by 35.8%

2 +0 Beds
2 Baths
900-999 sq-ft

MOTIVATED SELLER! Drastic price reduction! Try your offer! All offers considered! Blue Water Acres fractional ownership resort has almost 50 acres o

6 Photos

LOT 28 Concession 11 Road, Muskoka, ON , MLS #40687590 , Image - 1

LOT 28 Concession 11 Road Lake Of Bays, Muskoka, ON MLS® 40687590

Land (Residential)

$299900

Escape from the City! Just over 2 hours north of Toronto you will find your own paradise. This 100 acre parcel of land offers a mix of white pine, bi

44 Photos

1052 Rat Bay Road, Muskoka, ON , MLS #40517162 , Image - 1

Unit-108-8, 1052 Rat Bay Road Lake Of Bays, Muskoka, ON MLS® 40517162

Residential (Single Family Residence)

$49900

Price drop by 19.5%

2 Beds
2 Baths
958 sq-ft

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owner’s you will own a 1/10th share of the cottage (your "Interval

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