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Houses for Sale in St. Thomas ON Under $500K

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Are you looking for houses under $500k for sale in St. Thomas ON? Square Yards Canada offers a wide selection of properties that cater to various budgets in St. Thomas. Browse through detailed listings with HD images and guides to find the ideal property that fits your budget and preferences in St. Thomas. Whether you’re looking to buy houses under under $500k in St. Thomas ON for residential living or as investment opportunities, our listings allow you to filter by amenities, property age, number of bedrooms and much more. Explore a diverse range of St. Thomas houses for sale under under $500k, including freehold homes, condos, and commercial properties.

Last Updated: August 12, 2026

26 Photos

76 Chestnut Street, Elgin, ON , MLS #X13657464 , Image - 1

76 Chestnut Street St. Thomas, Elgin, ON MLS® X13657464

Residential Freehold (Detached)

$499000.0

2 Beds
3 Baths
1100-1500 sq-ft

Welcome to 76 Chestnut St completely rebuilt from top to bottom. This exceptional 2 bedroom, 3 bathroom home offers beautifully finished living space

22 Photos

56 Mondamin Street, Elgin, ON , MLS #X13492796 , Image - 1

56 Mondamin Street St. Thomas, Elgin, ON MLS® X13492796

Residential Freehold (Detached)

$375000.0

Price drop by 9.8%

2 Beds
1 Baths
700-1100 sq-ft

Welcome to 56 Mondamin Street, located two blocks from the heart of downtown St. Thomas, with easy walking access to shops, the public library, heath

Open House : Sun Aug 16, 12:00 PM to 02:00 PM

37 Photos

176 Forest Avenue, Elgin, ON , MLS #X13665486 , Image - 1

176 Forest Avenue St. Thomas, Elgin, ON MLS® X13665486

Residential Freehold (Detached)

$434900.0

1 Beds
2 Baths
700-1100 sq-ft

If you are looking for the perfect Starter or Retirement Home this one may be just for you!!! Main floor offers renovated kitchen(2020) with soft clo

40 Photos

86 Kains Street, Elgin, ON , MLS #X13663634 , Image - 1

86 Kains Street St. Thomas, Elgin, ON MLS® X13663634

Residential Freehold (Detached)

$350000.0

5 Beds
2 Baths
1500-2000 sq-ft

Don't miss the opportunity to own this beautifully updated, turnkey home in the heart of downtown St. Thomas. Offering five spacious bedrooms, one and

Open House : Sat Aug 15, 01:00 PM to 03:00 PM

32 Photos

236 1/2 Erie Street, Elgin, ON , MLS #X13646210 , Image - 1

236 1/2 Erie Street St. Thomas, Elgin, ON MLS® X13646210

Residential Freehold (Detached)

$449000.0

3 Beds
2 Baths
1100-1500 sq-ft

Solid, well-built 4-level side split offering space, versatility, and outstanding potential in a convenient location just minutes from downtown, the W

47 Photos

15 Gregory Place, Elgin, ON , MLS #X13662448 , Image - 1

15 Gregory Place St. Thomas, Elgin, ON MLS® X13662448

Residential Freehold (Semi-Detached )

$475000.0

3 +2 Beds
2 Baths
700-1100 sq-ft

Welcome to 15 Gregory Place! This solid brick semi-detached bungalow features a rare, fully updated lower level with a separate entrance, offering tre

37 Photos

21 Isabel Street, Elgin, ON , MLS #X13657192 , Image - 1

21 Isabel Street St. Thomas, Elgin, ON MLS® X13657192

Residential Freehold (Detached)

$379900.0

2 Beds
2 Baths
1100-1500 sq-ft

Imagine morning walks under the canopy of mature trees in the Courthouse district; one of St. Thomas's most picturesque and historic neighborhoods. We

37 Photos

38 Taylor Crescent, Elgin, ON , MLS #X13612902 , Image - 1

38 Taylor Crescent St. Thomas, Elgin, ON MLS® X13612902

Residential Freehold (Detached)

$499900.0

3 +1 Beds
2 Baths
700-1100 sq-ft

This home has been well cared for and loved for over 40 years and is looking for it's new family! Welcome to 38 Taylor Cres St Thomas. This 3 + 1 Be

36 Photos

18 Coleman Court, Elgin, ON , MLS #X13616800 , Image - 1

18 Coleman Court St. Thomas, Elgin, ON MLS® X13616800

Residential Freehold (Semi-Detached )

$474900.0

2 Beds
3 Baths
1100-1500 sq-ft

Welcome to this beautifully maintained two-bedroom, semi-detached bungalow nestled on a quiet, family-friendly cul-de-sac. Offering the perfect blend

49 Photos

52 Princess Avenue, Elgin, ON , MLS #X13660846 , Image - 1

52 Princess Avenue St. Thomas, Elgin, ON MLS® X13660846

Residential Freehold (Detached)

$469000.0

4 +0 Beds
2 Baths
1500-2000 sq-ft

Welcome to 52 Princess Ave. This victorian home has seen many updates while keeping its traditional style. The main floor is home to an updated eat in

26 Photos

21 Spruce Street, Elgin, ON , MLS #X13645472 , Image - 1

21 Spruce Street St. Thomas, Elgin, ON MLS® X13645472

Residential Freehold (Detached)

$439900.0

3 Beds
2 Baths
1100-1500 sq-ft

Welcome home! This charming bungalow's character shows from the street all the way to the basement. As you enter the home from the covered front porch

29 Photos

63 Confederation Drive, Elgin, ON , MLS #X13571948 , Image - 1

63 Confederation Drive St. Thomas, Elgin, ON MLS® X13571948

Residential Freehold (Detached)

$495000.0

Price drop by 2.0%

3 Beds
2 Baths
700-1100 sq-ft

Welcome to 63 Confederation. This spacious side split sits on a corner lot, beautifully landscaped, has 3 nice sized bedroom and 2 bathrooms. The ma

39 Photos

29 OLIVER Street, Elgin, ON , MLS #X13413300 , Image - 1

29 OLIVER Street St. Thomas, Elgin, ON MLS® X13413300

Residential Freehold (Detached)

$459900.0

Price drop by 4.7%

3 +0 Beds
1 Baths
1100-1500 sq-ft

RAVINE LOT! This move-in-ready, 3-bedroom home beautifully blends timeless charm and character with modern updates. Step into the bright, welcoming su

27 Photos

3 Margaret Street, Elgin, ON , MLS #X13424602 , Image - 1

3 Margaret Street St. Thomas, Elgin, ON MLS® X13424602

Residential Freehold (Detached)

$489900.0

Price drop by 3.0%

5 Beds
2 Baths
1500-2000 sq-ft

Location, Location! This beautiful 2.5 storey century home is located in the sought after courthouse district and ready to be enjoyed by the whole fam

3 Photos

23 Kiln Lane, Elgin, ON , MLS #X13247054 , Image - 1

23 Kiln Lane St. Thomas, Elgin, ON MLS® X13247054

Residential Freehold (Att/Row/Townhouse)

$488200.0

3 +1 Beds
3 Baths
1100-1500 sq-ft

Welcome to 23 Kiln Lane! This 1,343 sq ft Doug Tarry-built interior unit townhome, offers ample space for the family with price in mind. Located withi

3 Photos

25 Fifth Avenue, Elgin, ON , MLS #X13649838 , Image - 1

25 Fifth Avenue St. Thomas, Elgin, ON MLS® X13649838

Residential Freehold (Detached)

$349900.0

2 Beds
1 Baths
700-1100 sq-ft

Well priced single family home currently rented at $1635.00. Tenant pays all utility costs. Contains 40 gallon water heater (owned) and high efficien

1 Photos

26 Myrtle Street St. Thomas, Elgin, ON MLS® X13649334

Residential Freehold (Duplex)

$324900.0

4 Beds
2 Baths
1100-1500 sq-ft

This property provides exceptional value, whether as an owner occupied or rental unit. Main Floor 3 bedroom currently rented at $1,335.00 per month p

45 Photos

108 Manor Road, Elgin, ON , MLS #X13649122 , Image - 1

108 Manor Road St. Thomas, Elgin, ON MLS® X13649122

Residential Freehold (Semi-Detached )

$472900.0

3 Beds
2 Baths
1100-1500 sq-ft

Welcome to this lovely semi-detached home, perfectly located in a prime Southside neighbourhood and within walking distance to Elgin Mall. Step inside

20 Photos

10 Henry Street, Elgin, ON , MLS #X13433472 , Image - 1

10 Henry Street St. Thomas, Elgin, ON MLS® X13433472

Residential Freehold (Detached)

$295000.0

Price drop by 15.5%

3 Beds
2 Baths
700-1100 sq-ft

Great starter home or income potential in St. Thomas. Enjoy a quiet location with a large yard, perfect for a family BBQ. Main floor primary bedroom,

28 Photos

408 Highview Drive, Elgin, ON , MLS #X13649046 , Image - 1

408 Highview Drive St. Thomas, Elgin, ON MLS® X13649046

Residential Freehold (Semi-Detached )

$439900.0

2 Beds
2 Baths
700-1100 sq-ft

Very well maintained 2-bedroom semi-detached home ideally located near Elgin Mall, with shopping, restaurants, a medical centre, and many other everyd

20 Photos

28 Dieppe Drive, Elgin, ON , MLS #X13118208 , Image - 1

28 Dieppe Drive St. Thomas, Elgin, ON MLS® X13118208

Residential Freehold (Detached)

$439900.0

Price drop by 11.8%

2 Beds
1 Baths
700-1100 sq-ft

Welcome to 28 Dieppe Drive. This charming brick bungalow is nestled in a quiet, established neighborhood, positioned close to all essential amenities

50 Photos

7 THOMPSON Avenue, Elgin, ON , MLS #X13615654 , Image - 1

7 THOMPSON Avenue St. Thomas, Elgin, ON MLS® X13615654

Residential Freehold (Detached)

$499900.0

3 Beds
1 Baths
700-1100 sq-ft

First time in the market. Very well-maintained 3-bedroom bungalow located in a very quiet and convenient area. You'll love the 8' x 18'6 covered fron

2 Photos

17 KILN Lane, Elgin, ON , MLS #X13525892 , Image - 1

17 KILN Lane St. Thomas, Elgin, ON MLS® X13525892

Residential Freehold (Att/Row/Townhouse)

$490200.0

3 +1 Beds
3 Baths
1100-1500 sq-ft

Welcome to the Ashlee model! This move in ready Doug Tarry built, interior unit townhome is the perfect starter home! A welcoming foyer leads to the o

2 Photos

15 KILN Lane, Elgin, ON , MLS #X13525888 , Image - 1

15 KILN Lane St. Thomas, Elgin, ON MLS® X13525888

Residential Freehold (Att/Row/Townhouse)

$490200.0

3 +1 Beds
3 Baths
1100-1500 sq-ft

Welcome to the Ashlee model! This move in ready, Doug Tarry built, interior unit townhome is the perfect starter home! A welcoming foyer leads to the

33 Photos

87 Chestnut Street, Elgin, ON , MLS #X13541912 , Image - 1

87 Chestnut Street St. Thomas, Elgin, ON MLS® X13541912

Residential Freehold (Detached)

$435000.0

Price drop by 2.2%

3 Beds
1 Baths
1100-1500 sq-ft

Welcome to this inviting 3 bedroom, 1-bathroom home offering a perfect blend of comfort, functionality, and convenience. Thoughtfully laid out, the ho

28 Photos

81 Parkside Drive, Elgin, ON , MLS #X13472844 , Image - 1

Unit-5, 81 Parkside Drive St. Thomas, Elgin, ON MLS® X13472844

Residential Freehold (Att/Row/Townhouse)

$404900.0

Price drop by 2.4%

3 Beds
2 Baths
700-1100 sq-ft

Welcome to 81 Parkside Drive, Unit #5 - an end-unit townhouse nestled among mature trees in one of St. Thomas' most desirable family-friendly neighbou

31 Photos

88 Flora Street, Elgin, ON , MLS #X13642674 , Image - 1

88 Flora Street St. Thomas, Elgin, ON MLS® X13642674

Residential Freehold (Detached)

$335000.0

3 +2 Beds
1 Baths
700-1100 sq-ft

A charming bungalow featuring a bright, open-concept layout with updates to the living/dining area and bathroom and laundry. The main floor connects t

42 Photos

60 CHURCHILL Crescent, Elgin, ON , MLS #X13638402 , Image - 1

60 CHURCHILL Crescent St. Thomas, Elgin, ON MLS® X13638402

Residential Freehold (Detached)

$419900.0

4 +0 Beds
1 Baths
1100-1500 sq-ft

Welcome to this family home tucked away on a picturesque ravine lot in one of St. Thomas' most convenient neighbourhoods. Offering 4 bedrooms and a fu

50 Photos

178 Balaclava Street, Elgin, ON , MLS #X13634294 , Image - 1

178 Balaclava Street St. Thomas, Elgin, ON MLS® X13634294

Residential Freehold (Detached)

$419900.0

2 Beds
1 Baths
700-1100 sq-ft

Welcome to 178 Balaclava Street, where, space, nature, and location come together. Situated on an impressive over quarter-acre lot, this well-maintain

25 Photos

56 Mitchell Street, Elgin, ON , MLS #X13634038 , Image - 1

56 Mitchell Street St. Thomas, Elgin, ON MLS® X13634038

Residential Freehold (Detached)

$409900.0

3 Beds
2 Baths
1100-1500 sq-ft

Welcome home! 56 Mitchell street is perfect for your growing family or first time buyer. The main floor offers formal dining, living room, laundry, 3

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